A small hint for reducing bills.
Written by Matt B · first published 07/03/2008
Ask.
No, really, asking for things is the single best way to reduce bills. Ask for a discount and the worst they can say is "no". The best is "yes".
I put this to work today when I phoned my bank.
"Is there anything else I can do for you sir?" asked the person on the other end of the line (they ask this until you say "no").
"Yes, please." said I. "I'd like to pay less interest."
After explaining using alternative words what I meant (this was after all a call centre in India) I was put on hold.
Two minutes of waiting and I had reduced my APR by 4.2 - not bad for a moments asking. My credit card is now cheaper than my overdraft so I think I will have another word with my bank shortly.
No, really, asking for things is the single best way to reduce bills. Ask for a discount and the worst they can say is "no". The best is "yes".
I put this to work today when I phoned my bank.
"Is there anything else I can do for you sir?" asked the person on the other end of the line (they ask this until you say "no").
"Yes, please." said I. "I'd like to pay less interest."
After explaining using alternative words what I meant (this was after all a call centre in India) I was put on hold.
Two minutes of waiting and I had reduced my APR by 4.2 - not bad for a moments asking. My credit card is now cheaper than my overdraft so I think I will have another word with my bank shortly.
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